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Now live in 190+ countries

Move money
like you
mean it.

SharpPay is for people who don't wait. Instant payments, a real crypto wallet, NFC tap-to-pay, and developer tools — all in one place. No fluff.

Bank-level security
Instant transfers
190+ countries

2M+

Active Users

$4.8B

Processed Monthly

190+

Countries

99.99%

Uptime

What SharpPay does

Everything you need,
nothing you don't.

Instant Payments

Send money to anyone in seconds. Split bills, pay people back, request your cut — no delays, no drama.

Crypto Wallet

Hold Bitcoin, Ethereum, Solana and more. Watch your portfolio move in real time. One wallet, everything.

NFC & QR Pay

Tap your phone to pay, scan a code to receive. No fumbling with cash. No awkward card readers.

Developer API

Build payment flows into your own app. Webhooks, real-time events, and clean documentation.

Zero friction payments

Tap. Scan. Done.
It's that fast.

SharpPay turns your phone into a payment terminal. No cash, no card reader, no awkward splits — just your phone.

NFC Tap-to-Pay

Hold your phone near any NFC-enabled terminal or another SharpPay user's device. The payment completes in under a second — no app switching, no PINs for small amounts.

Works with Android & iOS NFC
Tokenized — your card number never leaves your phone
No fees for peer-to-peer NFC payments

QR Code Payments

Show your QR code to receive money — or scan someone else's to pay. Works across platforms, even if they don't have SharpPay. Perfect for merchants, freelancers, and splitting at restaurants.

Dynamic QR per transaction for security
Works with any QR-capable camera app
Merchant mode for businesses & freelancers

How tap & scan works

Create your account

Sign up and claim your $SharpTag. Your unique ID for getting paid.

Open QR or NFC

Hit the QR or NFC button in your dashboard. Show or tap — your call.

Money moves instantly

Funds hit your balance in under 2 seconds. No waiting, no refreshing.

Get started

Three steps.
That's genuinely it.

01

Create your account

Sign up with your email. Takes 60 seconds, no credit check needed.

02

Set your $SharpTag

Pick your unique handle so people can find and pay you instantly.

03

Add funds & go

Load your account with a card or crypto. Then move money your way.

Ready to get
sharp?

Join millions of people who move money on their own terms. Free to start. No hidden fees to join.

Create your account →

No credit card required to sign up